The purpose of using a benchmark rate when qualifying for a mortgage is to ensure that one can still manage their mortgage payments if...

Canadian Mortgage Default Insurance​ You're buying a house but you don't have a 20% down payment? RELAX - Neither does anybody else! ...

​First-Time Home Buyer Incentive (FTHBI) ​CMHC will provide an extra 5% of your down payment for the purchase of existing homes, or 10%...

The purpose of using a benchmark rate when qualifying for a mortgage is to ensure that one can still manage their mortgage payments if...

Thanks to tighter mortgage qualification rules and higher-priced real estate—particularly in the greater Vancouver and Toronto areas—it’s...

The Liberal Government has announced their first time buyer initiative that they expect will take effect Sep 2019. We have limited...

Bank of Canada has raised their overnight rate by 0.25%, bringing it to 1.75%. Which for most lenders will likely increase their Prime...

Bank of Canada has raised their overnight rate by 0.25%, bringing it to 1.50%. Which for most lenders will likely increase their Prime...